Business address · five options

Business Address Options, Compared

A business address is not one product. A state filing, a bank, and a customer may each want something different. This guide separates the five common options so you can match the address to the requirement.

Updated 2026-10-22

Registered agentVirtual mailboxPO boxCoworkingHome

The five options

Registered agent address

The address where a registered agent receives service of process and official state mail for an LLC or corporation.

Good for: Formation filings and state compliance mail.

Watch out: It is not automatically your business mailing address or a customer-facing office. Check what your state publishes.

Virtual mailbox

A commercial mail receiving agency (CMRA) that receives and scans or forwards mail for you.

Good for: Remote teams, online stores, and separating home from business mail.

Watch out: A CMRA may be flagged by banks, payment processors, or marketplaces. Ask each counterparty before relying on it.

PO box

A box at a postal facility. It is a mailing point, not a physical business location.

Good for: Low-cost mail receipt when a street address is not required.

Watch out: Many carriers do not deliver parcels to PO boxes, and some banks do not accept them as a business address.

Coworking or serviced office

A real staffed location that may offer mail handling, meeting rooms, and a business address plan.

Good for: Businesses that need a credible local presence or occasional meeting space.

Watch out: The address product and the coworking membership can be separate purchases. Confirm what is included.

Home address

Your own residence, used as the business address.

Good for: Solo operators who want the simplest and cheapest option.

Watch out: It may become public in state filings. Check privacy options and local zoning rules before using it.

Need a country format instead?

Use the country generator for a synthetic address fixture, or the format guide to check field order before you paste an address into a registration form.

Country address generators →Address format guide →

A virtual mailbox is not proof of residence, and a registered agent address is not automatically a customer-facing office. Banks, marketplaces, and payment processors apply their own rules. Ask before you pay for an address product.

Providers that sell a business address

These are editorial examples, not endorsements. Pricing and address acceptance change; confirm the current terms with each provider.

Provider	Best for	Address type	Mail handling	Price	Caveat
iPostal1	A real street address with a mailbox number	CMRA street address	Scan, forward, shred, and pickup options	Low monthly plans; confirm current pricing	Some banks and marketplaces treat a CMRA differently from a physical office. Ask before you file.
Anytime Mailbox	Choosing a local mailbox operator	Partner CMRA locations	Scan, forward, and pickup depend on the location	Varies by location	Each location sets its own rules. Confirm notary, forwarding, and business-use policies in writing.
Earth Class Mail	Remote teams that need mail digitization	Virtual mailbox address	Scan to cloud, forward, deposit checks where supported	Business plans; confirm current pricing	Check whether the plan supports your entity type and whether the address is accepted for bank onboarding.
PhysicalAddress.com	A simple virtual mailbox with a street address	Virtual mailbox / CMRA	Scan, forward, and recycle	Monthly plans; confirm current pricing	A virtual mailbox is not a registered office or a proof of residency. Do not present it as either.
Regus	Meeting rooms plus a staffed business address	Serviced office / coworking	Reception and mail handling depend on the plan	Premium pricing	Usually the strongest option when a bank or customer expects a staffed office, but verify the exact address product.

How to choose

1. Start with the requirement. A state filing needs a registered agent address. Daily mail needs a mailbox. A bank may need a physical operating address.
2. Ask the counterparty. Before you buy, ask the bank, marketplace, or customer what they accept. Get the answer in writing when the decision is expensive.
3. Keep the addresses separate. Use one address for state filings and another for mail if that is what the providers support. Do not present a mailbox as a residence.

Business address questions

Can I use a virtual address for my LLC?+

Often yes for mail, but the answer depends on the state, the address provider, and the bank or payment processor. A registered agent address and a virtual mailbox serve different purposes. Confirm both before filing.

Is a virtual address the same as proof of address?+

No. A virtual mailbox receives mail. Proof of address is a document that a bank, landlord, or agency accepts as evidence that you live or operate at a location. A mailbox invoice is usually not accepted as proof of residence.

Will a bank accept a CMRA address?+

Not always. Banks apply their own risk rules and may ask for a physical operating address, a lease, or a utility bill. Ask the bank before you pay for an address product.

Can AddressTool.org provide a virtual address or documents?+

No. This is an informational guide and an address-format tool. We do not sell mailboxes, issue proof-of-address documents, or provide identity verification.

Which business address should I choose first?+

Start with the requirement: a state filing needs a registered agent address, daily mail needs a mailbox, and a bank may need a physical operating address. Pick the option that matches the requirement instead of buying the cheapest address and hoping every counterparty accepts it.

Informational guide only. AddressTool.org does not sell mailboxes, issue proof-of-address documents, or verify identities.